[tw-section bgcolor="#fff"] [doors-sectiontitle text="Contact Us" style="withbg" align="center"] [doors-subtitle text="Feel free to get in touch by any of the means below or follow us through any of our social media portal links found at the bottom of the page" align="center"] [tw-contactdetails title="Visit Our Office" address="Phoenix Financial Consultants Unit 8, Abbotts Business Park, Kings Langley, Hertfordshire, WD4 8FR" phone="01923 333 256" email="info@phoenix-fc.co.uk"] [tw-contacttime title="Business Hours" workinghour="Mon. - Fri. 9am to 6pm" workinghour2="Sat. Closed" workinghour3="Sun. Closed"] [tw-contactform title="Message Us"] Fact: The majority of mortgage customers are still paying this rate. Once the product the customer initially chooses has finished, the mortgage reverts to the lender's standard variable rate applicable at that time. As its name suggests, the rate of interest can go up or down and although the Bank of England base rate is used as a guide, the lender is not obliged to match or pass on any changes. Benefit: There are no early repayment charges for this type of mortgage. Pitfall: Your mortgage repayments are likely to rise every time the Bank of England's base rate increases so it is hard to plan your finances with any certainty. You could be missing out on lower rates of interest on offer from other lenders. [tw-contactform title="Message Us"] [tw-contactform title="Visit Our Office"] [contact-form-7 id="521" title="Contact form 1"] [contact-form][contact-field label='Name' type='name' required='1'/][contact-field label='Email' type='email' required='1'/][contact-field label='Website' type='url'/][contact-field label='Comment' type='textarea' required='1'/][/contact-form] [/tw-section]
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