Your trader, WALLACE ST HOLDINGS LTD, is able to offer a loan option from Phoenix Financial Consultants Limited ("Phoenix") on their personal loan quotes.

The personal loan example below allows you to see example monthly repayment and total amount repayable values. You can enter the amount and term to display example repayments.

Representative example

Personal loan

Amount to borrow: £2,500.00	1 year	2 years	3 years	4 years	5 years	6 years	7 years
Spread over	12 months	24 months	36 months	48 months	60 months	72 months	84 months
Monthly repayments of	£221.30	£116.86	£82.20	£64.97	£54.73	£47.97	£43.20
Total charge for credit	£155.60	£304.73	£459.13	£618.76	£783.58	£953.52	£1,128.52
Total amount repayable over the period	£2,655.60	£2,804.73	£2,959.13	£3,118.76	£3,283.58	£3,453.52	£3,628.52
Interest rate and Representative APR*	11.9%	11.9%	11.9%	11.9%	11.9%	11.9%	11.9%

Minimum repayment period is 12 months. *The %APR rate you will be offered is dependent on your personal circumstances.

• Phoenix acts as a credit broker (it is not a lender) and can introduce you to a loan for the cost of your personal loan from a panel of lenders.
• Loan terms available from 1 - 7 years.
• The interest rate you are offered is dependent upon your financial circumstances
• Overpayments and early repayments can be made at any time. If you make overpayments, you will avoid future interest, and the length of the loan will be reduced.
• You will need to decide if the loan is right for you. Neither Phoenix nor your trader can give you any financial advice.
• Loan approval is not guaranteed and you will need to complete a short online loan application which will assess your financial circumstances and your ability to repay any loan. The lender will perform a hard search on your credit file.
• Further information is available under our FAQ section.

Contact your trader, WALLACE ST HOLDINGS LTD, by calling 02084533440 or by sending an e-mail to info@wallaceschool.co.uk to request a quote for the work you want.

Phoenix will then send you an email which will include a link to our website, where you can view your customised quotation. This link will provide full details of your quotation from WALLACE ST HOLDINGS LTD, and will offer further information about your payment & finance options. Should you wish, you can then proceed to complete a finance application from there.

Once your personal loan application is approved, and you have received the funds, just contact your trader to arrange a delivery date to suit you, and pay them normally.