MORTGAGES EXPLAINED

Buying a new home or remortgaging your existing property can be time consuming and complex. Our experienced, qualified advisers will guide you through the process from start to finish.

Phoenix Financial Consultants is a mortgage broker. We arrange mortgages from a large panel of lenders, and we sometimes have access to products that are not available directly from the lender. We do not search every lender in the market.

If your circumstances are less straightforward, for example if you are self-employed, have had credit problems in the past or are looking for something out of the ordinary, we will look at whether a lender on our panel may be able to help. Not everyone will be eligible, and specialist mortgages can cost more than standard mortgages.

We can help with:

• First-time buyer mortgages
• Home mover mortgages
• Remortgaging
• Right to buy mortgages
• Self-build mortgages
• Buy-to-let mortgages
• Let-to-buy mortgages

Buy-to-let and let-to-buy

We can arrange mortgages for first-time and portfolio landlords, including limited company buy-to-let, and for homeowners who want to let their current home and buy a new one.

Most buy-to-let mortgages are not regulated by the Financial Conduct Authority.

Our fees

We do not charge a fee for our mortgage service. We will usually receive commission from the lender. We will confirm all fees and any commission before you decide to go ahead.

Our service is free to discuss and there is no obligation. To talk through your options, contact us.