• Solar PV Installation Finance
    In association with MPC ENERGY LIMITED

Your installer, MPC Energy Limited, is able to offer a loan option from Phoenix Financial Consultants Limited ("Phoenix") on their whls solar pv installation quotes. Note that your installer is not permitted to provide or discuss any finance options directly with you.

About the Warm Homes Loan Scheme

This product is supported by the Warm Homes Loan Scheme. It's a UK Government-backed scheme that helps homeowners spread the cost of energy-saving improvements. These can cut household energy bills and reduce your home's carbon emissions. The scheme covers air source heat pumps, solar panels, battery storage, (and EV chargers when fitted alongside solar panels or a battery).

Loans are only available through lenders approved by the government, and the work must be carried out by an MCS-certified installer. That way you know the products and the installation meet recognised standards. There are limits on how much you can borrow for each item, for example up to £20,000 for a heat pump and up to £15,000 each for solar panels or battery storage.

Find out more about the scheme on GOV.UK: www.gov.uk/warm-homes-loan-scheme

The loan calculator below allows you to see example monthly repayment and total amount repayable values. You can enter the amount and term as well as a deposit to display example repayments.

Loan Calculator - whls solar pv installation rates from 4.60% APR Representative

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Borrowing more than you can afford or paying late may adversely affect your financial status and ability to obtain credit.

Key features of the loan

  • Phoenix acts as a credit broker (it is not a lender) and can introduce you to a loan for the cost of your whls solar pv installation from a panel of lenders.
  • Loan terms available from 3 - 10 years.
  • Interest rates available from 4.60% APR Representative. You may be offered a higher interest rate depending on your financial circumstances
  • A mandatory deposit of 30% of the quoted total is required (paid directly to the trader).
  • Overpayments and early repayments can be made at any time. If you make overpayments, you will avoid future interest, and the length of the loan will be reduced.
  • You will need to decide if the loan is right for you. Neither Phoenix nor your installer can give you any financial advice.
  • Loan approval is not guaranteed and you will need to complete a short online loan application which will assess your financial circumstances and your ability to repay any loan. The lender will perform a hard search on your credit file.
  • Further information is available under our FAQ section.

Next steps

Contact your installer, MPC Energy Limited, by calling 01419517887 or by sending an e-mail to [email protected] to request a quote for the work you want.

Phoenix will then send you an email which will include a link to our website, where you can view your customised quotation. This link will provide full details of your quotation from MPC Energy Limited, and will offer further information about your payment & finance options. Should you wish, you can then proceed to complete a finance application from there.

If your application is approved, once you sign the loan agreement, your installer will be notified and will arrange an installation date to suit you. Your first loan repayment will typically be taken via Direct Debit one month after work is complete.


MPC Energy Limited is an Introducer Appointed Representative (Financial Services Register No. 968411) of Phoenix Financial Consultants Limited (Phoenix). Phoenix is a credit broker, not a lender. Phoenix is authorised and regulated by the Financial Conduct Authority (FRN: 539195), and offers finance from its panel of lenders. All finance subject to status and credit checks.