• Phoenix acts as a credit broker (it is not a lender) and can introduce you to a loan for the cost of your damp proofing and timber treatment from a panel of lenders.
• Loan terms available from 1 - 10 years.
• Interest rates available from 0% APR Representative. You may be offered a higher interest rate depending on your financial circumstances
• You can pay a deposit if you wish (directly to the trader) or apply to borrow the entire amount.
• Overpayments and early repayments can be made at any time. If you make overpayments, you will avoid future interest, and the length of the loan will be reduced.
• You will need to decide if the loan is right for you. Neither Phoenix nor your installer can give you any financial advice.
• Loan approval is not guaranteed and you will need to complete a short online loan application which will assess your financial circumstances and your ability to repay any loan. The lender will perform a hard search on your credit file.
• Further information is available under our FAQ section.

Contact your installer, The Hive Efficiency Group Damp Proofing Limited, by calling 0333 577 3306 or by sending an e-mail to 07570 144599 to request a quote for the work you want.

Phoenix will then send you an email which will include a link to our website, where you can view your customised quotation. This link will provide full details of your quotation from The Hive Efficiency Group Damp Proofing Limited, and will offer further information about your payment & finance options. Should you wish, you can then proceed to complete a finance application from there.

If your application is approved, once you sign the loan agreement, your installer will be notified and will arrange an installation date to suit you. Your first loan repayment will typically be taken via Direct Debit one month after work is complete.